Gusto is proud to partner with Funding Circle to help you find the perfect loan for your business!

You deserve a better loan experience that's faster, more flexible, and built exclusively for small businesses. Get a loan through Funding Circle with a competitive rate, an affordable monthly payment, and a flexible term.  Discover the loan that’s right for you today!


Apply Online in 6 Minutes with No Impact to Your Personal Credit

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Get your loan through Funding Circle

Discover financing solutions as unique as your business

With one simple online application, Funding Circle makes it easy to apply for term loans, lines of credit, cash advances, Small Business Administration (SBA) loans and more.

Set the time frame that’s right for you

Customize your loan to your needs

Funds as soon as you need them

Get approved in as little 24 hours with funds delivered as soon as the next day

Borrow anywhere from $20,000 to $500,000

Flexible term lengths from 6 months to 10 years

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Check out all our funding options

SBA Loan | Term Loan | Merchant Cash Advance
Working Capital | Line of Credit | Invoice Factoring

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Why Funding Circle?

Your time's important

We’re anti-frustration, too

Run your business, your way

Lengthy application processes take time, energy and resources. Funding Circle's unique approach makes cutting through the noise simple.

Banks’ narrow lending criteria can make it hard to secure additional credit or funds. Funding Circle believes in doing better.

Funding Circle empowers you to take advantage of new opportunities or cover unexpected expenses as soon as they come up.

Funding Circle specializes in helping businesses access the capital they need, right now.

Since 2010, we’ve facilitated over $15.2 billion in loans to 100,000 small businesses in over 700 industries globally.

1  Approval and funding times may vary between partner lenders.
Loans are originated by FC Marketplace, LLC (California Financing License No. 6054785, North Dakota Money broker License MB 102840, South Dakota Money lending License MYL.3054, Vermont Commercial Lender License No. 1287979 CLL, Florida Consumer Company License CF9901099). Partner Loans are made or arranged pursuant to their applicable lending license(s).