DreamSpring Powered by Funding Circle

Funding solutions... made simple. 

Get up to $500,000 for your business in just 2 days.


Are you a small business owner with...

2 years or more in business

With $50,000 or more in annual revenue

Seeking $25,000 or more in funding

Not for Commercial Real Estate use

Strong personal & business credit scores

Starting at 660 FICO 


Apply with no cost, no obligation, and no risk to your credit score!



Low monthly payments

Decisions in as few as 24 hrs

Rates as low as 4.99%

Powerful funding solutions built for small business

Hire extra staff

Invest in advertising

Purchase equipment

Expansion projects


Running a business can be challenging…applying for the funds to grow it shouldn’t be.

Borrow anywhere from $25K - $500K

Term lengths from 6 months - 7 years

Fixed rates as low as 4.99%

Funds in as few as 2 days

 No prepayment penalty

Take control of your business’ future with our long term business loan


The easy 3-step application process:

3. Get approved & funded

After you’re approved and accept our offer, we’ll finalize the details and have funds sent directly to your account in as little as 48 hours.

1. Apply in minutes

Our simple, online application takes just minutes to complete. See if you’re approved today with no cost, obligation or impact to your credit score.

2. Dedicated Account Manager

Once you’ve taken a moment to upload your documents, a dedicated Account Manager will be in touch to provide 1-on-1 support for all of your funding needs.

Your dedicated Funding Circle Account Manager has your back from start to finish!

“I applied for a loan to grow my business. It was approved in minutes and funds were in the account within 3 days. Amazing service and great communication and feedback.”
– Gerry, January 2022

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What brought us together

At DreamSpring, we lend at the intersection of technology, mission, and heart. Partnerships with experienced online lenders like Funding Circle help us grow and support the needs of small business owners like you. By working with Funding Circle, we’ve made it easier than ever for you to access the funding you need, when you need it.


Why Funding Circle?

Transparency is key

By providing clear and upfront terms, you can spend less time applying for funds and more time using them to grow your business.

We’re anti-frustration, too

Receive 1-on-1 support from your US-based dedicated Account Manager who will help you discover the best lending solution for your business.

Take control of your business’ future

Take advantage of new opportunities or cover unexpected expenses as soon as they come up.






lent globally

Funding Circle is proud to be a direct lender specializing in small business loans since 2010

* Eligibility is based on creditworthiness and other factors. Rates, terms and maximum loan amount may vary according to the overall creditworthiness of the applicant. Not all customers will be eligible for the lowest rate. Not all loan term lengths are available to all customers. To see what your business may qualify for, apply today at no obligation. 

* Decisions on loan approval within as little as 24 hours after document submission. 

† If your business is organized as a general partnership, your credit score may be impacted.

Loans are originated by FC Marketplace, LLC (California Financing License No. 6054785, North Dakota Money broker License MB 102840, South Dakota Money lending License MYL.3054, Vermont Commercial Lender License No. 1287979 CLL, Florida Consumer Company License CF9901099). Partner Loans are made or arranged pursuant to their applicable lending license(s).

Copyright © 2022 Funding Circle Limited. All rights reserved.

© DreamSpring 2021 | Registered New Mexico Small Loan Company #02297


The information provided on this site does not, and is not intended to, constitute legal or professional advice. All information, content, and materials available on this site are for general information purposes only. All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed. The content on this site is provided “as is;” no representations are made that the content is error-free.